Tip from a 40+ year old: Well, Farmers insurance said that they don't usually assign liability in a parking lot accident.?. Therefore, we should not plan on them paying for our repairs. Remember, the other driver admitted it was her fault. Well, even though I had written down all of the insurance wrong, I had gone up to a total stranger and asked him to be my witness. He turned out to have a very strong personality. After the insurance company talked to him they said they would pay for the repairs (now, we'll see how much). So, moral of the story.... even if your accident is with the nicest person in the world and the situation seems OBVIOUS- take pictures, get witnesses and if you can, get a policeman to make a report. Much better safe than sorry (o:
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